Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") govern your access to and use of the website located at https://igoaccounting.ph (the "Website") and any related services, content, communications, and proposals provided by IGO Consultancy Services Inc., operating under the trade name IGO Accounting Services ("we," "us," or "our").

By accessing or using the Website, requesting a proposal, downloading a resource, submitting an inquiry, or otherwise engaging with us, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

2. About Us

3. Services Offered

Through this Website, we offer information about and access to the following service categories:

• Bookkeeping and accounting services
• Tax compliance, BIR filings, and tax advisory
• Audit and financial statement preparation
• Payroll processing
• Business registration and SEC, DTI, and BIR compliance
• Corporate housekeeping and regulatory filings
• Business and tax consulting

The Website provides general information and lead-capture functions only. Engagement for any specific service is governed by a separate written engagement letter or service agreement signed by both parties.

4. Eligibility and Account Use

You must be at least 18 years old and have legal capacity to enter into contracts in the Philippines to use the Website or engage our services. If you are using the Website on behalf of a company or other legal entity, you represent that you have the authority to bind that entity.

Some content on the Website (such as our gated VIP Tax Talk resources) is accessible only via a passkey. You agree not to share any passkey provided to you with any unauthorized third party.

5. Submissions, Inquiries, and Resource Downloads

When you submit a form, request a proposal, or download a free resource, you confirm that:

• The information you provide is accurate, current, and complete
• You consent to receiving communication from us related to your inquiry
• You understand that submitting a form does not, by itself, create a client engagement or professional relationship

A formal client relationship begins only upon the execution of a written engagement letter.

6. Intellectual Property

All content on the Website, including but not limited to text, graphics, logos, images, downloadable guides, articles, videos, branding, and software code, is the property of IGO Consultancy Services Inc. or its licensors and is protected by Philippine and international intellectual property laws.

You may view and use the Website for personal, non-commercial purposes. You may not:

• Reproduce, redistribute, or republish content without our written permission
• Modify, translate, or create derivative works of our content
• Use our name, logo, or branding to imply endorsement or affiliation
• Resell or commercially exploit downloadable resources, including the e-book "Am I Really Earning?" or any VIP content

Free downloadable resources are licensed for the personal and internal business use of the requester only.

7. Acceptable Use

You agree not to:

• Use the Website for any unlawful purpose or in violation of any Philippine or international law
• Submit false, misleading, or fraudulent information through any form
• Attempt to gain unauthorized access to any portion of the Website, our systems, or related infrastructure
• Interfere with, disable, or disrupt the Website's operation, security features, or servers
• Use any automated tools, scripts, or scraping methods to access or extract content
• Upload or transmit viruses, malware, or other harmful code
• Impersonate any person or misrepresent your affiliation with any person or entity

8. Third-Party Services

The Website is hosted, operated, and supported using third-party services, including Vercel (hosting), Resend (email delivery), Google (Google Sheets and Workspace), and dotPH (domain). Each of these third parties has its own terms of service and privacy policy. We are not responsible for the practices of these third parties beyond the obligations they undertake to us as our service providers.

9. Disclaimers

9.1 General Information Only

All content on the Website, including blog posts, downloadable guides, the e-book "Am I Really Earning?", and gated VIP resources, is provided for general informational and educational purposes only. It is not a substitute for professional accounting, tax, legal, or financial advice tailored to your specific circumstances.

9.2 No Professional Engagement

Reading our content, downloading a resource, or contacting us does not create an accountant-client, attorney-client, or any other professional relationship. Such a relationship is established only upon execution of a written engagement letter signed by both parties.

9.3 As-Is Basis

The Website and all content are provided on an "as is" and "as available" basis, without warranties of any kind, express or implied, including but not limited to merchantability, fitness for a particular purpose, accuracy, completeness, or non-infringement.

10. Limitation of Liability

To the fullest extent permitted by Philippine law, IGO Consultancy Services Inc., its directors, officers, employees, agents, and service providers shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to lost profits, lost data, business interruption, or loss of goodwill, arising from or related to your use of the Website or reliance on its content.

Where liability cannot be excluded by law, our total aggregate liability shall not exceed the greater of: (a) the fees actually paid by you to us in the six (6) months preceding the claim, or (b) PHP 5,000.00.

11. Indemnification

You agree to indemnify and hold harmless IGO Consultancy Services Inc. and its officers, directors, employees, and agents from and against any claims, damages, liabilities, costs, and expenses, including reasonable attorney's fees, arising from your breach of these Terms, misuse of the Website, infringement of any third-party right, or violation of any law.

12. Privacy

Our collection and use of personal information are described in our Privacy Policy, available at https://igoaccounting.ph/privacy. By using the Website, you acknowledge our data practices as described therein.

13. Modifications

We may update these Terms from time to time. The updated version will be posted on this page with a revised "Last Updated" date. Continued use of the Website after changes constitutes acceptance of the revised Terms. Material changes will be communicated through reasonable means.

14. Termination

We reserve the right to suspend or terminate your access to the Website, or any portion of it, at any time, with or without notice, for any reason, including breach of these Terms. Termination does not affect any rights or obligations that, by their nature, should survive.

15. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to conflict of laws principles.

Any dispute arising from or relating to these Terms or your use of the Website shall be brought exclusively before the proper courts of Quezon City, Metro Manila, Philippines, and you consent to the personal jurisdiction of those courts.

16. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid provision shall be modified or replaced to reflect the parties' original intent to the maximum extent permitted by law.

17. Entire Agreement

These Terms, together with our Privacy Policy and any executed engagement letter, constitute the entire agreement between you and IGO Consultancy Services Inc. with respect to your use of the Website, superseding any prior or contemporaneous agreements, communications, or understandings.

18. Contact

Questions about these Terms may be directed to: